Deciding on whether or not to invest in pet insurance is a big decision and there is no one-size-fits-all answer. If you're considering it, establishing a policy as soon as possible in your pet's life is ideal to limit the medical diagnoses in his or her medical history, thereby hopefully avoiding "pre-existing conditions" that might make it difficult for you to maximize insurance benefits. There are so many other factors to consider though, and learning more might help you weigh pros and cons as well as avoid common pet insurance pitfalls.
We like this great pet insurance guide by Dr. Doug Kenney, DVM on preventivevet.com. They have a lot of other great resources, too! Please don't hesitate to let us know if you have any questions or need copies of your pet's medical records for a prospective pet insurance company to review.